Open a checking, savings, offshore or crypto account in minutes. Send money worldwide, exchange 22+ currencies, accept crypto — all in one secure account.
Five account types — all free to open, all with instant account numbers and full banking features.
Everyday banking with a debit card, unlimited transfers and zero monthly fees.
$0/monthEarn 4.85% APY on your balance. Set savings goals and automate transfers.
4.85% APYMulti-currency account for non-US residents. Hold 22+ currencies simultaneously.
22+ CurrenciesBusiness banking with payroll support, vendor payments and invoicing features.
Business ReadyAccept crypto payments, hold 15+ coins and convert to USD instantly.
15+ CoinsAll the tools of a major bank, delivered digitally with no branch visits required.
Send to any bank worldwide via ACH, Wire, SWIFT or SEPA. Rates from free to $12.99.
Convert between 22+ currencies at live interbank rates. Only 0.5% fee.
Accept BTC, ETH, USDT, SOL and 11+ more. Auto-convert to USD at any time.
Pay electricity, rent, internet, phone and any other bill directly from your account.
Virtual Mastercard debit card linked to your account. Works everywhere worldwide.
Deposit checks by photo. Funds available in 1-2 business days.
From 5% APR. Decisions in 24-72 hours. No prepayment penalties.
S&P 500, bonds, REITs, crypto portfolios. Start with as little as $10.
Hold, send and receive money in 22+ world currencies.
Every fee disclosed upfront. No surprises, no fine print.
Opening any account is completely free — checking, savings, offshore, business or crypto.
$0 Always FreeNo monthly fees. No minimum balance. Keep any amount including zero.
$0/monthSend to any US bank via ACH completely free. Unlimited transfers, no cap.
$0 per transferSend money globally from $12.99 — far less than traditional banks charging $25-$45.
From $12.99Live interbank rates + only 0.5% fee. No markups, no hidden spreads.
0.5% onlyBuy/sell at 1%. Receive crypto for free. Auto-convert to USD at 0.5%.
1% buy/sellPay off loans early at zero penalty. We reward financial responsibility.
$0 penaltyLink savings for automatic coverage. No $35 overdraft surprise fees.
$0 overdraftAxford Trust Bank is a New York-based Fintech Digital Bank headquartered at 200 Park Avenue, New York City. Like Chime, Ally Bank and N26, we are fully digital — all services delivered online and by phone with no walk-in branch offices.
⚠️ Corporate address only. As a digital bank all services are delivered online and by phone.
Our team is always here for you.
Our team responds within 24 hours.
Secured by Axford Trust Bank · FDIC Insured · SWIFT: ATBKUS33
Funds available in 1-2 business days.
Transaction saved as On Hold. Click Check Status after bank releases your hold.
Your complete account history in a printable PDF format.